MEET THE TEAM
Christopher White
Certified Financial Planner CFP
Financial planning is about far more than numbers.
For Chris, it is about helping people gain clarity, confidence, and control over their future, so they can spend less time worrying about money and more time focusing on the things that matter most.
As founder of Three Financial Planning, Chris takes a highly personal approach to advice. He believes every client has different goals, challenges, and priorities, which is why he starts by understanding the person before discussing solutions.
His philosophy is built around the concept of the Three Returns: Return on Time, Emotional Return, and Financial Return. While strong financial outcomes remain important, Chris believes the greatest value of financial planning comes from the freedom, reassurance, and opportunities it creates.
By combining thoughtful planning with long-term support, Chris helps individuals, families, and business owners make confident decisions and build a future that aligns with their ambitions and values.
Rachel Elkington-Smith
Client Manager
Rachel provides a highly personalised service, giving you a seamless and well-coordinated experience throughout your financial journey.
As a dedicated point of contact, Rachel ensures each interaction is handled with care, discretion, and attention to detail, overseeing the smooth coordination of your affairs while also undertaking the in-depth research and analysis that underpin your financial strategy.
By blending precision with a thoughtful, client-focused approach, Rachel helps Chris ensure your advice is not only expertly prepared, but also clearly aligned with your long-term goals—delivering confidence and clarity at every stage.
The ALBION TEAM
3FP have partnered with Albion Strategic Consulting to design, manage, and communicate a clear, disciplined investment approach. Albion provide the structure, independent research, and ongoing oversight behind 3FP’s investment proposition—helping ensure portfolios are robust, consistently managed, and aligned with best practice.
Their support enhances due diligence and review processes through independent risk and performance analysis, industry insight, and participation in 3FP’s investment committee meetings. This allows us to focus on what matters most—guiding clients confidently through their financial life journey.
